CREDAI Hyderabad Says RBI’s Latest Rate Cut to Reinforce Confidence Among Developers, Homebuyers

Hyderabad, December 5, 2025: The Confederation of Real Estate Developers Association of India (CREDAI) Hyderabad has welcomed RBI’s 25 basis point rate cut announced on Friday. N Jaideep Reddy, President, CREDAI Hyderabad, said: “This 25-bps reduction in repo rate and a cumulative reduction of 125 basis points in 2025 will help make credit more accessible at lower rates. With RBI’s proactive liquidity measures—INR 1 lakh crore in Open Market Operations purchases—banks have both the mandate and the means to swiftly transmit these benefits to homebuyers encouraging home buyers to avail cheaper home loan rates to pick their dream home. As a step toward affordable housing, the RBI rate cut lowers borrowing costs and supports homebuyers in achieving their homeownership goals. This policy action is timely for Hyderabad’s market, reinforcing confidence among developers and buyers alike.”

Adding to this, B. Jagannath Rao, President Elect, CREDAI Hyderabad said, “The consistent rate reduction in the monetary policy gives homebuyers a window to lock in historically low rates and substantial savings while securing their dream home in India’s most dynamic and affordable metro. With Hyderabad’s average home loan value at INR 75 lakh, the benefits are substantial and immediate:

“For a INR 75 lakh loan over 30 years, buyers save nearly INR 4.76 lakh in total interest.

“The cumulative 125 bps reduction for the year delivers INR 800-INR 1,000 monthly relief on a INR 50 lakh loan.

“These are real, meaningful savings that make homeownership more accessible for Hyderabad’s aspiring families.”

According to Kranthi Kiran Reddy, General Secretary, CREDAI Hyderabad, “Lower interest rates directly increase purchasing power. Buyers can now qualify for larger loan amounts while maintaining the EMI burden, opening doors to better properties and premium locations that were previously just out of reach. For our industry—fuelled by monetary policy, infrastructure development, and job-led demand—this offers a perfect combination for sustained success and growth.”