Ram Fincorp Launches Loan Against Property, Inaugurates New Branch in Faridabad

New Delhi, October 16, 2025: Non-banking financial company Ram Fincorp has expanded its portfolio with the launch of Loan Against Property (LAP), marking its entry into the secured lending segment. The newly launched Loan Against Property product allows individuals and small businesses to leverage residential or commercial property as collateral to access funds for business expansion, education, or other financial needs.

Alongside this launch, Ram Fincorp has also introduced a digital LAP Calculator, a user-friendly tool that enables customers to estimate their loan eligibility, EMI, and tenure based on the property’s value and their income profile. This digital tool reinforces the company’s commitment to transparency, convenience, and customer empowerment, allowing borrowers to make wise financial decisions before they apply.

“The launch of our Loan Against Property product marks a significant milestone in our growth journey, reinforcing our capability as a full-stack NBFC. The addition of our intuitive LAP Calculator further strengthens our technology-led lending model, enabling customers to make informed choices with ease. Alongside our expanding branch network, including the newly inaugurated Faridabad branch, we remain focused on bridging India’s credit gap with accessible and transparently designed financial solutions,” said Bharat Soni, Co-Founder at Ram Fincorp.

With over 157,000 loans disbursed, 100,000 repeat users, and 1.5 million app downloads. Ram Fincorp has emerged as a credible partner for first-time borrowers, gig workers, and salaried professionals. Ram Fincorp also emphasises the importance of responsible borrowing practices. Customers availing the Loan Against Property are encouraged to opt for both property and life insurance to safeguard their assets and ensure financial protection in case of unforeseen events.

The inauguration of the new Faridabad branch, alongside the launch of the Loan Against Property product, further strengthens Ram Fincorp’s integrated growth strategy that combines product diversification with regional presence. The branch will serve as a key hub for customer engagement, relationship management, and loan disbursals, complementing the company’s strong digital ecosystem.